Rates & Insurance

Whatever brought you here, there's likely a way for us to work together.

Below you'll find the different ways to begin, laid out as clearly and transparently as I can make them.

Rates vary depending on the service, your location, your financial situation, and other factors.

A limited number of sliding-scale and pro bono spots are available.

The best way to find the right fit for your situation is to book a free consult with me HERE

Bring any questions about rates, coverage, or getting started, and we'll figure it out together.

  • trauma-informed therapist, mental health coach, muslim, arab, minority, USA, New york, north carolina, therapy, online علاج نفسي معالج نفسي

    Private Pay

    Paying privately (out of pocket) is how the majority of my clients choose to work with me. Private pay applies to:

    Individual Therapy — range from $150-$250 per session

    Couples Counseling — range from $200-$300 per session

    Mental Health Coaching & Consultation — range from $100-$250 per session

    Immigration Psychological Evaluations

    —Full Evaluation — $1000-$1500

    — Expedited turnaround (when deadlines are urgent) — $2000-$2500. Check HERE for details.

    I intentionally keep private pay at the heart of my practice because it offers you the maximum privacy — your care stays between us, with no diagnosis or records shared with an insurance company.

    It also allows me to protect the values this practice is built on: it enables me to offer more pro bono and sliding-scale support to marginalized communities and to continue my activism and advocacy work.

    When you work with me privately, you're helping make that possible.

    A limited number of reduced-fee and pro bono spots are available based on need and availability — please don't hesitate to ask.

  • Insurance Out-of-Network Benefits

    If I'm not in-network with your insurance, you may still be able to get reimbursed for a portion of our work together through your plan's out-of-network (OON) benefits.

    Many PPO plans reimburse anywhere from a portion to a majority of the session fee once your out-of-network deductible is met.

    Here's how it works with me:

    • You pay my private-pay rate at the time of session.

    • I provide you with a superbill (an itemized receipt with the codes your insurance needs).

    • You submit it to your insurance company for reimbursement directly.

    To make this easier, I partner with Thrizer, a service that can verify your out-of-network benefits and, in many cases, handle the reimbursement process for you.

    Not sure whether you have out-of-network benefits?

    The fastest way to find out is to call the number on your insurance card and ask.

    Good questions to ask your insurance: "Do I have out-of-network outpatient mental health benefits? What's my out-of-network deductible, and how much of it have I met?"

    I can also check for you if you book a free consult HERE and I'll help you figure out what your plan offers.

  • headway insurance for therapy

    Insurance (through Headway)

    I accept some insurance plans through Headway, which manages my credentialing and billing.

    Your cost depends on your specific plan (your copay, deductible, and coverage), and I can verify your benefits for you through Headway.

    Insurance plans I currently accept through Headway:

    • Aetna in NY & NC

    • UHC (Optum) in NY & NC

    • Oxford (Optum) in NY & NC

    • Oscar (Optum) in NY & NC

    • Cigna in NY & NC

    • Carelon Behavioral Health in NY

    • Anthem Blue Cross and Blue Shield New York (formerly Empire) in NY

    • Blue Cross and Blue Shield of North Carolina in NC

    • Independence Blue Cross Pennsylvania in NC

    • Horizon Blue Cross and Blue Shield of New Jersey in NC

    Not sure if your plan is covered? Book a free consult HERE or on my Headway page HERE and I'll help you check.

    Soon I will be accepting clients and insurance plans in Illinois.

  • Employer Benefits (Lyra EAP)

    Employer Benefits (Lyra EAP)

    If your employer offers Lyra Health benefits, we may be able to work together at no cost to you — your employer covers the sessions.

    • Check whether your employer offers you Lyra benefits. If they do, we can get started.

    • The number of covered sessions varies from company to company.

    • Once you've used all of your covered sessions under Lyra, I offer a discounted rate until your benefits restart — usually (but not always) on January 1st each year.

    I am happy to check for you if your company offers Lyra Benefits.

    You can either book a free consult with me HERE or email me the name of your company HERE. I will get back to you within 2 business days.

    You can also contact Lyra at:

    care@lyrahealth.com

    or +1 (877) 505-7147

    and ask if you have Lyra Benefits.